A Colombian fintech was manually processing 300 monthly applications. We implemented an n8n workflow with AI document verification and reduced onboarding from 3 days to 4 hours.
A Medellín fintech specializing in loans for entrepreneurs faced a critical bottleneck: onboarding new clients took up to 3 business days and required 4 team members. The manual flow included document review, identity validation, credit bureau queries, and contract signing. We designed and implemented a 47-node n8n workflow that fully automated this process.
The AI extracts and validates ID and bank statement data with 97% accuracy. Datacrédito and TransUnion queries run automatically. Contracts are generated with DocuSign and sent to the client via WhatsApp.
Only cases with warning signals (low score or inconsistent documents) reach a human reviewer. Result: onboarding dropped from 3 days to 4 hours, the review team shrank from 4 to 1 person (reassigned to customer service), and processing capacity increased from 300 to 1,200 monthly applications with no cost increase.